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š Good Vibes Reminder: Daylight Saving Time Ends! ā°
Just a friendly reminder that Daylight Saving Time ends on Sunday, November 2! Donāt forget to set your clocks back one hour before bed Saturday night. That small change gives us an extra hour of sleep, so enjoy the bonus rest and make the most of it! Here are some fun facts about Daylight Saving Time: Benjamin Franklināsā¦
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At the Heart of Financial Planning: Client Goal Setting and Engagement
Understanding a clientās priorities begins with active listening and discovery by not only asking open-ended questions that uncover not just financial objectives, but also emotional drivers, values, and life goals. Planners can use structured tools such as life-event timelines, or visual goal-mapping exercises to helpā¦
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Confused on Commonly Tested topics Question: Retirement Planning.
On page 195 of the Summary of Commonly Tested Topics the question asks for the 2025 maximum pension benefit. The details include that the plan provides a retirement pension equal to the participants highest 3 consecutive years of compensation. The three highest years of comp are 130k, 350k and 150k. It's my understandingā¦
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Busting Financial Planning Myths: Alumni Edition
Letās start the week by busting some common financial planning myths. We know thereās a lot of advice (and misinformation) floating around, and who better to separate fact from fiction than our amazing alumni? Question for you: š¬ Whatās the top financial planning myth youāve encountered in your work or studies? It could beā¦
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Supporting Clients Through Divorce: Navigating Financial Complexity
Divorce rates are down among all cohorts save one: people over age 50. With the rise of so-called āgray divorcesā, financial professionals play a vital role in helping clients transition from joint to individual financial lives. Beyond the emotional toll, divorce later in life often involves complex decisions around assetā¦
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Statement of financial position, Model 3, LO 3.1.1
assets=liabilities + net worth, Iām a bit confused by this. Is this formula assuming that the credit card debt (liabilities) is a personal property (asset) on the other end. What if the debt was used to pay for a vacation, would this formula still apply? Does this formula only work if the liability is funding an asset?ā¦
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The Anchoring Bias
Anchoring is a common financial bias, with clients with this bias being stuck on an investment price, thinking that is the "anchor" and anything higher is a good investment. Astorino suggests making the investment policy statement early in a relationship to keep clients on track with stated investments, not going off onā¦
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Recession Forecast: Understanding the Numbers Behind the Headlines
Recession Forecast: Understanding the Numbers Behind the Headlines Forecasting recessions is one of the toughest challenges in economics. Even with sophisticated models, economists, policymakers, and investors rarely get both the timing and severity of downturns right. A recent benchmark comes from The Wall Streetā¦
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Publications in ESG: From Idealism to Integration
Over the last two decades, ESG (Environmental, Social, and Governance) has evolved from a niche movement to a defining force in modern finance. But as new research shows, ESG may be entering a new and more honest phase. In early studies such as Chen, Song, & Gao (2023), strong ESG scores were found to boost financialā¦
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šThank You to Our Fall 2025 Mentors!š
Did you know National Mentoring Day is observed in the U.S. on October 27 each year? While the main event is in October, National Mentoring Month in January celebrates mentorship through days like āI Am a Mentor Dayā, āThank Your Mentor Dayā, and the National Mentoring Summit. This fall, we want to take a moment to thankā¦
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Poll Question:Which financial planning topic do you wish you learned more about?
Poll Question:Which financial planning topic do you wish you learned more about? š¬ Comment below and let us know why you chose your answer
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Over 50 Years of Excellence in CFP Education
As the Dean of Financial Planning, I oversee the revision process for all of our CFP education courses and our professional designations. Our CFP education courses and the Exam Prep Review (EPR) course have been a part of The College since our founding in 1972. We have been preparing students to successfully pass the CFPā¦
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ā ļø Service Alert: Global Internet Outage Impacting Education Platforms
We want to let you know that there is currently a global internet outage affecting many major websites and online platforms, including education tools like Kaplan login pages and Canvas. We apologize for any inconvenience this may cause. Some students were able to regain access on October 19, 2025, so you may want to checkā¦
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Most Asked Question from ABFP Instructors: Chapter 16
FAQ: Understanding Chapter 16 (ABFP) Q: Why is Chapter 16 assigned twice in the ABFP course? A: Chapter 16 is assigned in two separate modules because it aligns with the learning objectives of both. It covers retirement planning in general and introduces a specific strategy called ānudgingā to help boost retirement assets.ā¦
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Alumni Voices Wanted ā Make the Community Come Alive
Hello Alumni, Itās been six months since we launched this space just for youāand while weāve built a library of great content, weāve realized something important: a community isnāt really a community without you. This is your space to share, ask questions, connect, and learn from each other. Whether itās advice forā¦
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š¼ Whatās in Your Toolkit?
Alumni, we want to hear from you! Every financial planner has that one tool, app, or resource they rely on to make their practice run smoothly. š” Question: Whatās the one thing in your professional toolkit you canāt live without? To get the ideas flowing, here are a few examples you might consider: Planning & Analysisā¦
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The Future of Adult Learning: Challenges and Opportunities Ahead
As adult education evolves over the next decade, institutions, educators, and learners will face some exciting challengesāand opportunities: Balancing Automation & Human Connection: AI can personalize learning, but mentorship and meaningful human interaction remain vital. Synthesizing Learning in a Fast-Paced World:ā¦
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š Fall Term II Courses Are Here! š
Fall Term II 2025 is almost here, and weāre excited to share the courses and faculty leading the way this term. šāØ Economics ECON 524 ā Faculty TBA ECON 534 ā Faculty TBA Finance FINA 515 ā Barclay Roper FINA 525 ā Barclay Roper FINA 565 ā Todd Feldman FINA 595 ā Jim Falter Personal Financial Planning (PFPL) PFPL 520 āā¦
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š October is Financial Planning Month! š
October is here, and that means itās Financial Planning Monthāa time to celebrate the power of smart money management and the role financial planners play in helping individuals achieve their goals. š”š° Whether youāre just starting your financial journey or looking to refine your strategy, this month is a perfectā¦
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Global Markets and Financial Planning
Global interconnectedness has made international markets a central factor in personal financial planning, especially for those focused on investing and long-term retirement security. Changes in political stability, military conflicts, and trade policies such as tariffs directly shape the economic outlook and can alter howā¦
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Risk Management and Due Diligence Processes for Advisors
Risk management and due diligence are essential tasks for an advisor for their clients over time. This should begin and continue with thoughtful conversations that uncover how a client may actually respond to volatility or loss. Advisors who take the time to explore these nuances are better equipped to recommend strategiesā¦
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CFP vs. PFPL Masterās Degree ā Whatās the Difference? š
Are you wondering how the PFPL Masterās Degree stacks up against the CFP Certification program? Hereās a quick breakdown: PFPL Masterās Degree 10 courses over 2 years Provides deep, advanced financial planning knowledge Includes a FREE CFP Review course that can be taken after the first 6 courses Option: Take the CFP examā¦
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Masters Electives for the 2025 Fall Term II
FINA561 Real Estate Finance and Investments is a brand new elective for the Master of Financial in Personal Financial Planning degree program. Learn all about real estate investments in this popular course. The new economics course number and name, ECON524 Economics for Investment Decision Makers, covers basic macro andā¦
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Alumni Photo Challenge ā Show Us Where the Magic Happens!
Whether youāre deep into client planning, catching up on continuing education, or working through your next big goalāyour workspace says a lot about your day-to-day rhythm. š¼ļø We want to see where the magic happens! Snap a photo of your current workspace and share it with the community. It could be your home office, aā¦
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Uncheck the completed boxes
Hello, I accidently clicked "mark complete" not realizing they would go away. I need to uncheck them as I have not completed those sections yet! Is there a way to uncheck them so they go back to my current plan.
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š Masterās Alumni Connection: Share Your Graduation Year & Journey!
Hey Masterās alumni! Whether you graduated last year or a decade ago, your journey since earning your degree is a story worth sharing. Letās celebrate the diverse paths weāve taken and reconnect as a community. Hereās how to join in: 1ļøā£ Comment below with your graduation year (e.g., Class of 2023, 2018, 2010). 2ļøā£ Shareā¦
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The S&P 500 Is More Top-Heavy Than EverāWhat Advisors Should Know
In 2024, the top 10 companies in the S&P 500 accounted for 37% of the indexās valueāa level three standard deviations above the historical average of 21.5%. This level of overconcentration is unprecedented in recent decades and represents a structural shift in market dynamics. Our research at the College for Financialā¦
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š Calling All Masterās StudentsāWhat Do You Want to See Next?
Happy Monday to all our Masterās students! š This space is designed just for youāto share resources, ask questions, and connect with others on the same journey. Today, weād love to hear from you: š Whatās been your biggest aha! moment so far in your program? š What topics or resources would you like us to cover in futureā¦
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Conflicts of Interest and How to Maintain Your Fiduciary Integrity
Unless you work for free, every financial advisor will have conflicts of interest because compensation is inherently a conflict of interest. Since it is impossible to avoid all conflicts of interest, it is important to know what is required of CFPĀ® professionals when they arise. The first step is to identify any conflictsā¦
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š¬ Ask Us Anything: Alumni Edition
Hey CFFP Alumni! š Got questions? Weāve got answers! Whether youāre curious about: Growing your career in financial planning š¼ Navigating advanced certifications or designations š Finding mentors or building your network š¤ Industry trends, challenges, or best practices š ā¦we want to hear from you! Drop your questions inā¦
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Avoid These Top Mistakes in Dual-Income Retirement Planning
Key Planning Strategies for Dual-Income Households 1. Maximize Contributions Across Accounts Double up on 401(k)/403(b)/457 plans: Each partner can contribute the annual maximumā$23,500 in 2025, or $31,000 if age 50+. Roth IRAs & HSAs: Use Roth IRAs for tax-free withdrawals and HSAs for triple tax-advantaged healthcareā¦
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Masterās Monday Connections: Find Your Study Buddy! š¤
Graduate school is better togetherāespecially when youāve got someone to share the journey with! Whether youāre looking for a study partner in the same time zone or someone taking the same courses, this is your space to connect. š How to Join In: Drop your details in the comments below: āļø What courses you're taking thisā¦
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Check Out the New Alumni Page and Share Your Feedback
Weāre excited to share that the new Alumni webpage is hereāa central hub to help you stay connected, celebrate accomplishments, and access valuable tools. Hereās what you can already explore: Checkout the webpage here:https://www.cffp.edu/alumni ā
Attend an Event ā Stay in the loop with upcoming alumni and professionalā¦
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Check Out the New Alumni Page and Share Your Feedback
Weāre excited to share that the new Alumni webpage is hereāa central hub to help you stay connected, celebrate accomplishments, and access valuable tools. Hereās what you can already explore: Check out the Alumni webpage here: https://www.cffp.edu/alumni ā
Attend an Event ā Stay in the loop with upcoming alumni andā¦
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šø Alumni Spotlight: A Day in the Life
Ever wonder what your fellow CFFP alumniās workday looks like now? Whether youāre managing client portfolios, leading a team, or running your own practice, every day has its own rhythm and story. āØ Hereās your chance to give the community a peek behind the scenes! Share a snapshot or a brief description of a typicalā¦
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Master's and the Growth Mindsets
The Master's Mindset is a step above undergraduate study. Master's students learn to ask "why," going beyond simple answers. A Growth Mindset is applicable to any education, and Carol Dweck has a lot of resources on this, including a book calledĀ Mindset: The New Psychology of Success. A chart, found on a Farnam Streetā¦
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Why take PFPL 650 in the Client Psychology track?
Are you ready to take your client relationships to the next level? Iām excited to tell you about PFPL 650, Client Psychology and Communication, a graduate-level course designed to deepen your understanding of how clients think, feel, and make financial decisions. This isnāt just theoryāwe explore real client behaviors,ā¦
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Masterās Monday Insights: Want to Join an Ongoing Conversation? Jump In!
There are already some great discussions happening in the communityādonāt be shy! Whether you have a question, want to share a comment, or just connect, joining a thread is a fantastic way to engage with fellow students and faculty. š Check out these active posts and drop a comment to share your thoughts or ask a question.ā¦
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šš National Back to School Prep Day: Fall 2025 is Here! šāØ
Whether youāre gearing up to return to your Masterās courses, starting CFP coursework or exam prep, beginning a new designation, or helping a child get ready for their big school year, this season is all about fresh starts and exciting opportunities! Itās the perfect time to set goals, organize your study space, and getā¦
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Understanding the Financial Planning Process: A Core Foundation for Every Planner
One of the most essential foundations in financial planning is a thorough understanding of the financial planning process. This process is more than a checklistāitās a structured, repeatable framework that enables planners to deliver ethical, client-focused, and results-driven advice in a variety of scenarios. At its core,ā¦
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The Value of a Professional Designation
A few years ago, I conducted some research and wrote a paper that showed that people who were successful in one of the professional designation courses offered at The College for Financial Planning were also highly likely to be successful in the CFPĀ® program. This demonstrates the value of a designation in preparing peopleā¦
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š§ Podcast Picks for CFPĀ® Exam Prep
Struggling to find study time? Turn your commute, workout, or walk into review time! Here are some podcast episodes and series that can help you reinforce key concepts and stay motivated: š¹ Top CFPĀ® Study Podcasts to Bookmark 1. BIF Bites Podcast ā Short episodes covering financial planning topics, great for reviewingā¦
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Masterās Monday Insights: Welcome & Introductions
Welcome to the Masterās Program! Weāre so excited to have you here as part of our community. āØ Introduce Yourself: Tell us a little about you! Where are you from, and what inspired you to take this next step in your education journey? š Where Are You Studying From? Letās see where everyone is joining from! Share yourā¦
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Artificial Intelligence (AI) and Financial Planning
Financial planning has become more multifaceted than ever before. With a host of investment options, changing economic landscapes, and personal financial goals, clients are seeking state-of-the-art solutions to manage their finances successfully. Artificial Intelligence (AI) is stepping in to transform financial planning.ā¦
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š§ Alumni Listening Lounge: What Podcasts Are Powering Your Day?
Letās create the ultimate CFFP Alumni Listening Libraryāpowered by YOU. Whether youāre tuning in on your morning walk, between client meetings, or while winding down your day, the right podcast can inspire, challenge, and energize your thinking. We want to know: What podcasts are helping you grow as a financial planner,ā¦
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š CFPĀ® Exam Registration ā Donāt Miss the Deadline!
Planning to sit for the November 2025 CFPĀ® Exam? Make sure you're registered on time! š„ļø How to Register: It is each studentās responsibility to create an account and register for the exam directly through the CFP Board at www.cfp.net. šø Early Bird Deadline: Take advantage of the discounted registration rate by registeringā¦
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FINA 575: Financial Modeling
In the world of corporate finance, decisions arenāt made on intuitionātheyāre made on models. Financial modeling is the language of strategic decision-making, allowing analysts and executives to quantify assumptions, evaluate alternatives, and optimize outcomes. At the College for Financial Planning, our FINA575: Corporateā¦
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š£ Ask Us Anything: PFPL570 ā Portfolio Management for Financial Planners
Welcome to PFPL570! Whether you're just diving into the world of portfolio construction or you're coming in with real-world experience, this course is designed to deepen your understanding of investment theory, asset allocation, risk management, and client-focused portfolio strategies. š¼š We know starting a newā¦
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Masterās Monday Insights: Fall 2025 Course Preview for Masterās Students
Ready to dive into your Fall 2025 coursework? Hereās a quick look at whatās ahead for our Master of Science students this semester! Master of Science in Financial Analysis (MSFA) ā Fall Term I (8/11/25 to 10/5/25) Get ready for these core courses: FINA525 FINA527 FINA575 FINA585 FINA650 Master of Science in Personalā¦
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š Happy Colorado Day! š
Did you know? Colorado was the 38th state admitted to the Union on August 1, 1876āearning it the nickname āThe Centennial State.ā The state boasts over 300 days of sunshine each yearāperfect for those outdoor adventures! Colorado is home to the highest paved road in North AmericaāMount Evans Scenic Byway, reaching 14,130ā¦
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šGood Vibes - Looking Back & Moving Forward š
As July comes to a close, itās the perfect time to pause, reflect, and celebrate all youāve accomplished so far this year. Whether youāve hit your milestones or faced unexpected challenges, every step is part of your unique journey. šÆ Take a moment to reflect: What wins are you proud of from this past month? What lessonsā¦
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š Welcome to Your Alumni Community! š
Weāre so glad youāre here! As a valued graduate of the College for Financial PlanningĀ®, this exclusive Alumni Community was created just for youāa dynamic online space to connect, collaborate, and grow with fellow financial planning professionals from across the country. Whether youāre navigating a challenging clientā¦
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š Exciting News from the Alumni Committee! š
Weāre thrilled to announce that a brand-new Alumni Website will be launching soon on the College for Financial PlanningĀ® (CFFP) platform! This fresh, user-friendly site is designed exclusively for our alumni community to: Connect with fellow graduates from CFPĀ®, masterās, and professional designation programsāno matterā¦
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š» Tech Tuesday: Essential Tools Every Financial Planner Should Know
In today's fast-moving financial world, staying competitive means staying connected ā and that includes knowing which tech tools can make your work smarter, faster, and more client-centered. Here are a few top tools and platforms every financial planner should be familiar with (some of which you may have encountered duringā¦
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Ready for a Career Boost? Start with the Graduate Program and PFPL510!
As part of the College for Financial Planningās Master of Science in Personal Financial Planning (MS-PFP)Ā program, the PFPL510 course, Financial Planning Process & Insurance, offers graduate-level students a comprehensive introduction to the foundations of financial planning, insurance, and risk management. Designed forā¦
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Dean's Note on Alternative Investments: Unlocking New Potential for Financial Planners
Welcome to the Golden Era of Alternatives If you're a financial planner still relying on the classic 60/40 allocation, you're missing what's happening in the real world and what clients are already talking about. Alternative investments are now mainstream, accessible, and, when used wisely, can transform portfolios for aā¦
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MSFA or MS-PFP? Hereās Why Earning Your Masterās with Us Makes Sense
Thinking about taking your financial career to the next level? Hereās why earning your masterās degree with us is a smart move: Skills & Recognition A masterās degree from the College for Financial Planning instantly signals high-level expertise. Whether you pursue the Master of Science in Financial Analysis (MSFA) orā¦
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What part of the business cycle do you think the U.S. is in currently?
Do you think we are still in an expansion phase? For a start, the National Bureau of Economic Research (NBER) sets peaks and troughs for the business cycle and the last declared peak was February 2020 and the last trough was April 2020, both declared in July of 2021! Recessions are declared after the fact, so we feel theā¦
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ā³CE Reminder: Donāt Forget Your CE! How to Stay On Track for Renewal
ā³ Donāt Forget Your CE! Stay on Track for Renewal Letās keep your designation active and your knowledge sharp. Have you reviewed your CE status recently? Staying current with your Continuing Education (CE) isnāt just about meeting a requirement ā itās about maintaining credibility, staying compliant, and continuing to growā¦
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šDid You Know? We Support CPAs Too!
The College for Financial PlanningĀ® ā a Kaplan Company isnāt just about financial planningāwe also offer Continuing Professional Education (CPE) for Accountants! š§®š¼ Kaplan Financial Education is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of CPE on the National Registry ofā¦
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MASTERS MONDAY: Why Earn Your Masterās Degree at the College for Financial Planning?
Choosing an accredited institution for your masterās degree is crucialāand the College for Financial PlanningĀ®āa Kaplan Companyāis proud to hold accreditation from the Higher Learning Commission (HLC), a leading institutional accreditor in the United States. HLC accreditation means the College meets high standards inā¦
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š Introducing: Masterās Mondays Starting July 21! šļø
Your Weekly Dive into All Things Masterās at CFFP What is Masterās Mondays? Master Mondays will be a dedicated space for both prospective and enrolled Masterās students in the MSFA and MS-PFP programs! Starting July 21 through the end of August, weāll be sharing weekly content to support your academic journey, buildā¦
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šØMasterās Alumni: Become a Mentor This Fall ā Last Day to Apply is Tomorrow!šØ
Thereās still time to be part of something meaningful ā but donāt wait! Weāre closing applications for the inaugural Masterās Mentorship Program and would love to have you on board. As a graduate of one of our Masterās programs, your knowledge and experience can provide valuable support to a current student navigatingā¦
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š¬ CFFP Alumni: Looking for Feedback or Advice? Start a Thread!
Youāve earned your designationānow youāve got a network of fellow CFFP grads ready to support you at every step of your professional journey. Are you: Exploring your next designation? Facing a challenging client scenario? Launching a new service or practice? Balancing growth with compliance? Just looking for someā¦
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PFPL600 and PFPL650 capstone courses are unique and gratifying
CFP and Elective Courses: Building Toward the Capstone CFP and elective courses lay the foundation for our capstone courses: PFPL 600 for the CFP program, and PFPL 650 for the Client Psychology and Communication Pathway. These courses give you the opportunity to demonstrate your proficiency with financial planning topics,ā¦
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Death, Taxes, and This Class: Only One Is Fun
One of the courses I currently oversee is PFPL 530, Income Tax Planning. This is the tax planning course in our masterās program. It uses many of the same materials that are found in our CFPĀ® tax course. However, instead of offering students multiple choice questions, graduate students are given case studies, then asked toā¦
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š CE Confusion? Here's What Actually Counts
Letās Talk Continuing Education (CE) Whether you're renewing your designation or planning ahead, it's important to know what qualifies as CE credit ā and what doesnāt. Weāre here to clear up the confusion and help you stay on track. ā
What Counts as Acceptable CE Documentation? To meet designation renewal requirements, CEā¦
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ā° Final Reminder ā 10 Days Left to Apply to the Fall 2025 Masterās Mentorship Program!
š Masterās Alumni: Become a Mentor This Fall! Thereās still time to make a meaningful impact ā but donāt wait! Weāre wrapping up applications for the very first Masterās Mentorship Program, and we donāt want you to miss your chance to be involved. As a Masterās program graduate, your insight and experience can guide aā¦
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PFPL510 - Getting started in the Master's in Personal Financial Planning Program
Most students who haven't already earned the CFPĀ® marks typically start the Master's program with PFPL510 which starts off covering financial planning principles and wraps up covering insurance topics. Each week consists of a reading assignment upon which a 10-question quiz is based. Students also contribute to twoā¦
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š Happy Independence Day!
Today, we celebrate the spirit of freedom, resilience, and possibilityāvalues that fuel both our country and our journeys as professionals, students, and lifelong learners. Weāre wishing everyone in our community a joyful and safe celebration filled with pride, gratitude, and a little fun too! Do you have any favoriteā¦
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š Career Wins: Celebrate Your Success!
To all our alumniāwhether you hold your CFPĀ® certification, a masterās degree, or a professional designation, or youāre still on your exam prep journeyāthis is your moment to shine! Whatās a recent career milestone youāre proud of? A new certification or designation earned? A promotion or new role in your firm? A bigā¦
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ECON534 Economics for Investment Decision Makers
The master's course, ECON532, has a new name and number! This course has no prerequisites and relies on an overview of macro and micro economics. In addition, we cover a variety of economic indicators in the discussions almost every week, bringing in aspects of the current economy. One week is reserved for a discussion ofā¦
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2025 SIMPLE IRA Limits + CFPĀ® Prep Clarification
Hello @DavidMannaioni_CFFP and @GaryClement_CFFP Iām starting a new thread so you can assist the student with their questions. The question was originally sent to me directly through messaging on my community account. Iām reposting it here so everyone can see it. Below is the original inquiry: Can you assist with questionsā¦
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š Calling Masterās Alumni: Become a Mentor This Fall!
Fall 2025 Masterās Mentorship Program ā Now Accepting Applicationsš Are you ready to give back and make a real impact? Weāre launching the very first Masterās Mentorship Program, and weād love for YOU to be part of it. As a graduate of one of our Masterās programs, you know firsthand what it takes to succeed ā and yourā¦
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š Starting Strong: Your Entry into the Financial Planning Profession
Just getting started in the financial services industry? The early years of your career are the perfect time to build a strong foundationāand the right credentials can open doors and boost confidence. Two great starting points: š FPQPĀ® ā Financial Paraplanner Qualified Professionalā¢ Designed for entry-level professionalsā¦
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PFPL 522 is one of my favorite courses because it deals with the psychology of money
In PFPL522, we move beyond the numbers and dive deep into the human side of finance. This course equips students to understand why people make the financial decisions they doāand how planners can help guide better ones. Financial planning isnāt just about optimizing portfoliosāitās about understanding people. PFPL522ā¦
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š¢We want to hear from you! Why is financial literacy learned at the high school age so important?
As financial professionals, you already know the importance of financial literacy. Recently, at the VITA U conference, David Mannaioni (@DavidMannaioni_CFFP ) delivered a presentation specifically highlighting financial literacy among high school students and the importance of empowering the next generation. I was able toā¦
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FINA565 Overview
In FINA565, youāll dive into the rigorous world of investment analysis, focusing on both equity and fixed income valuation. Over the next eight weeks, youāll develop the skills and knowledge essential for making sound investment decisions and performing thorough security analyses. What Youāll Learn Valuation Techniques:ā¦
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Which of these webinar topics would you like to see?
š Alumni Poll: Help Us Choose Your Next Webinar Topics! We want to make sure our upcoming webinars deliver exactly what YOU want to learn and explore. Please take a moment to vote on the topics youād be most interested ināand feel free to suggest any other ideas in the comments or tag/share this with someone you would likeā¦
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Are retirement loans double taxed?
The Answer is Yes and No Some say yes. The loan is paid back with after-tax dollars. That means the loan payments are taxed when going back into the plan. Then that money is taxed again when withdrawn in retirement. In other words, the loans do not reduce the personās taxable income in the years the loan is repaid, andā¦
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VITA U and the College for Financial Planning
What is VITA U, and why did CFFP attend this conference? Hi, Financial Planners! As I mentioned inĀ last week's post, I had the opportunity to join @AmanSunder_CFFP, @AmyRell_CFFP & @DavidMannaioni_CFFP at theĀ VITA U conference in Rio Grande, Puerto Rico šµš·Ā last month, where I not only learned about the program but alsoā¦
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What is VITA U and why did CFFP attend the conference in Rio Grande Puerto Rico?šµš·
Hi, my name is Kendra, and I am one of the Online Community Managers here at Kaplan Community. š A few weeks ago, I got the opportunity to join Dr.@AmyRell_CFFP @DavidMannaioni_CFFP and Dr.@AmanSunder_CFFP at the VITA U conference in Rio Grande, Puerto Rico. I learned so much about the VITA U program and I also got to seeā¦
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AI in Fiduciary Documentation: Navigating Risks and Maximizing Benefits
Overview As the financial advisory profession approaches 2025, advisors and CFP graduate students must critically evaluate the integration of artificial intelligence (AI) into fiduciary documentation practices. AI technologies offer substantial potential to streamline operations, automate routine documentation tasks,ā¦
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How confident are you in your firmās current oversight of AI-generated fiduciary documentation?
As the financial advisory profession approaches 2025, advisors and CFP graduate students must critically evaluate the integration of artificial intelligence (AI) into fiduciary documentation practices. AI technologies offer substantial potential to streamline operations, automate routine documentation tasks, provideā¦
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š Which Designation Is Right for Your Next Step?
Are you trying to figure out which designation is right for you?š Use this guide to help you choose the professional designation that aligns with your goals. If you still have questions, we want to hear from you! Share them in the comments below.š š¢ Just Getting Started in the Industry? FPQPĀ® ā Foundations of financialā¦
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š Where in the World Are Our Alumni?
Whether youāve completed your masterās in personal financial planning, earned your CFPĀ® certification, achieved a professional designation, or are currently in exam prep mode, youāre part of a vibrant and growing network of financial professionals. Letās build communityāwherever you are. š¬ Drop your city and state in theā¦
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š Hello, June! Letās Talk Summer Plans
Summer is officially hereāand weād love to hear what youāre looking forward to in the weeks ahead! āļø Are you planning to unplug and recharge? š Starting a new course or studying for a designation? āļø Traveling somewhere funāor enjoying a quiet staycation? Iām taking a two-day road trip vacation from Colorado to Michiganā¦
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What to do when you receive a Letter from the IRS
So a client received a letter from the IRS informing them that they are subject to an IRS field audit. The letter indicates the IRS is especially concerned about their numerous rental activities. They have been asked to substantiate income and expenses for these activities over the past three tax years but they have notā¦
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Memorial Day: A Time to Reflect and Honor
We pause to remember and honor the brave men and women who gave their lives in service to our country. Their sacrifice has helped shape the freedoms we enjoy every day, including the opportunity to pursue education, build our futures, and serve others with purpose. As we move through this day, may we each take a quietā¦
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PFPL600 kicks off next month!
The Summer 2025 term (June 2 ā July 27, 2025) starts soon. For those who have chosen to complete their education with the CFP capstone course this summer, welcome! PFPL 600 integrates all subject areas of the CFP education program. The emphasis is on applying the knowledge you have gained to develop a comprehensiveā¦
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The Tax Code Isnāt Just MathāItās Psychology
In PFPL530: Income Tax Planning, youāve spent the term exploring the mechanics of AGI, credits, deductions, and more. But hereās a bold idea to consider. What if tax planning is really behavior planning in disguise? Thatās not just a metaphor. The tax code is built on assumptions about how people respond to incentives,ā¦
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š Want to Be a Featured Alum? āØ
Weāre launching a brand-new Alumni Spotlight Page on the College for Financial PlanningĀ® websiteādesigned to celebrate the achievements, insights, and career journeys of our incredible graduates. Each quarter, the āMeet Featured Alumniā series highlights one standout alum, sharing their professional milestones, industryā¦
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š How Do You Prefer to Stay In the Know?
š How Do You Prefer to Stay In the Know? Whatās your go-to way to keep up with industry news and alumni updates from the College of Financial Planning?
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Grounded in Gratitude: Whatās Lifting You Up This Week?
Letās start the week with a powerful reminder: thereās always something to be thankful for. Whether it's a breakthrough in your studies, the support of your peers, a kind gesture, or just a peaceful moment to breatheāgratitude helps us refocus and recharge. Reflecting on what we appreciate can reduce stress, buildā¦
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Library in Masters Courses
Students in the College for Financial Planning master's degree programs have access to the College Library in their courses, with many resources from extensive research materials to periodicals, such as the Wall Street Journal, Economist, and Financial Times.
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Will Stablecoins Take Over?
One of the new course electives we offer in the future is Finance and Technology. This course could be important in the future as an elective because of stablecoins. As fintech continues to reshape the global financial system, one of the most promising innovations on the horizon is the use of stablecoins as a mainstreamā¦
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This May, Letās Talk Mental Wellness: What Works for You?
Whatās one way you care for your mental health? This Monday, letās highlight the importance of mental wellness. We all know how hectic life can get, especially balancing work, school, and personal commitments. Thatās why taking time for mental health is so important. Whether it's practicing mindfulness, enjoying some timeā¦
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š Calling All CFFP Alumni: Letās Stay Connected! š
As a proud CFFP alum, youāre part of a dynamic and supportive network of financial professionals who continue to learn, lead, and lift others. Whether you just completed your program or graduated years ago, weāre here to keep you connected, inspired, and thriving in your career. š¬ How You Can Get Involved: āļø Join ourā¦
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PFPL536; Navigating Tax Planning Techniques for High-Income Taxpayers
This course provides students with a strong background in the application of income tax concepts, calculations, and planning techniques specific to middle and higher-income taxpayers. Key areas to review for the final are: Adjusted Gross Income. Analyze a client situation to compute adjusted gross income. Itemizedā¦
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Boosting Income with Covered Calls: How the Strategy Works and When It Makes Sense
As part of our Master of Science in Financial Analysis program we offer a course titled FINA585 Derivatives and Alternative Investments. Among other topics the course covers alternative investment strategies using derivatives. One popular strategy that we cover is covered calls (no pun intended). This post explores howā¦