Case Study - VOTE NOW!

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Check out today's case study and vote for the correct answer below.

Urwa, a CFP® professional who provides asset management services to several Clients. Urwa manages assets in accordance with a standard investment management agreement that she tailors to meet each Client’s investment needs. The agreement gives Urwa discretionary authority to buy or sell securities and to select broker-dealers to execute transactions. Urwa’s firm charges each Client an advisory fee based on the average value of assets held in the account each quarter.

Urwa receives a call from one of her Clients, Joe, who is a novice investor. Joe tells Urwa that he wants to help advance his sister Susan’s career, and he asks Urwa to begin using Susan’s firm to execute trades for his non-qualified investment account. Urwa investigates and has concerns that Susan’s firm may not provide Joe with best execution because the cost of execution using Susan’s firm is higher than other firms where Urwa typically executes trades, and Urwa does not identify an off-setting benefit from using Susan’s firm that would justify the higher fee.

Question:
What should Urwa do in this situation to uphold her Fiduciary Duty to Joe?

VOTE NOW!

Note: This type of question helps identify the critical ethical knowledge required to make informed decisions under the CFP® Fiduciary Duty.


Case Study - VOTE NOW! 3 votes

Decline Joe’s request, explaining that using Susan’s firm would violate her duty to seek the best execution for Joe’s transactions.
0% 0 votes
Agree to Joe’s lawful direction and follow his wishes, as she has an obligation to do so.
0% 0 votes
Inform Joe of the potential higher costs and negative impact on returns. If Joe insists on using Susan’s firm after receiving this information, Urwa should follow his direction.
100% 3 votes