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Qualified Charitable Distributions (QCDs) — Strategy Refresh
Qualified Charitable Distributions (QCDs) are a powerful tax-planning tool for clients who are 70½+ and want to support charities while reducing taxable income. With changing retirement timelines and evolving tax environments, it’s worth revisiting how we think about QCDs in 2026. 💡 Why QCDs matter: They allow IRA owners…
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SECURE 2.0 Updates Advisors Should Be Discussing
Whether you’re actively advising clients or studying for a designation like CRPC®, AAMS®, FPQP® or CRPS®, understanding the latest retirement legislation is critical — and SECURE 2.0 is one of the biggest developments advisors should be aware of in 2026. This law continues to reshape retirement planning — from contribution…
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Integrating Behavioral Finance into Graduate Education in Finance
Behavioral finance should play an important role in graduate financial planning programs to prepare students for the realities of client interaction. Integrating behavioral finance better equips (future) advisors to recognize and manage the cognitive biases and emotional factors that often drive client decisions, such as…
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Global Markets and Financial Planning
Global interconnectedness has made international markets a central factor in personal financial planning, especially for those focused on investing and long-term retirement security. Changes in political stability, military conflicts, and trade policies such as tariffs directly shape the economic outlook and can alter how…
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Celebrate National Financial Advisor Day – April 18th!
Did you know? National Financial Advisor Day is celebrated annually on April 18th! This day is all about recognizing and appreciating the important role financial advisors play in helping individuals plan for a secure financial future, especially within the retirement plan market. 🏦 Purpose of the Day: National Financial…
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Unpacking the Research on Optimal Withdrawal Frequency in Retirement Planning
FINANCIAL PLANNING REVIEW is a global, multidisciplinary journal sponsored by CFP Board of Standards disseminating research covering personal financial planning. Topics include portfolio choice; behavioral finance; tax and estate planning; psychology and human decision-making; financial therapy, literacy and wellness;…